
The Money Essentials
Blog
Explore Topics
- Career
- affiliate marketing
- budgeting
- business
- business finances
- business launch
- business marketing
- business planning
- business sales
- career
- career growth
- clients
- debt
- degree programs
- digital marketing
- financial planning
- financial system
- higher education
- imposter syndrome
- investing
- job search
- lead generation
- mindset
- money beliefs
- money mindset
- passive income
- personal finance
- remote jobs
- retirement
- saving
- side hustles
- stock market
- student loans
- wealth
- work for yourself
- work from home
How to Ask for the Sale (with sample scripts)
If you’re a female business owner selling coaching packages, online courses, or other digital programs, you know that closing the sale can be the hardest part of a 1:1 call. You’ve had a great conversation, your prospective client is interested, but when it’s time to ask for the sale, you freeze or feel awkward.
Here’s the truth: Asking for the sale doesn’t have to feel pushy. When done right, it’s simply an invitation for your potential client to step into transformation. Let’s talk about how to confidently ask for a sale.
10 Ways to Land Your First Client
You've launched your own business - congrats!
Now let's sign that first client 🎉
Whether you're a consultant, an online course creator, just launched a marketing agency, or sell 1:1 coaching sessions - you're going to attract your first client in very similar ways.
And yes - big picture, you'll want to put together a long-term marketing strategy to consistently bring new clients into your world.
But for now, let's focus on 10 things that you can do to move the needle NOW and FAST to start bringing some cash flow into your business.
How I Keep My Skin Looking This Good on a Budget
Teenage and young adult me used to skip events because of cystic and inflamed acne.
Current me hasn't worn a lick of face makeup in years, and is forever thankful that I found miracle products that have changed the life of my skin.
Here's a sneak peek into my daily routine and products that have changed my life (and my overall spending on beauty products).
How to Instantly Get More Clients from Your Social Media Posts
As a business owner, you know that posting on social media can be a great way to bring new clients into your space. But it can also be exhausting:
The endless need to create new content
Staring at the computer with no idea of what to post
Scrutinizing everything you do post, hoping that it connects with your audience
Next time you’re creating a social media post, put it through this checklist. This is the exact checklist I use to review each piece of content before it goes live online.
It takes an average post idea and turns it into something that’s deeper, more thoughtful, and more aligned with your ideal client’s wants and needs.
How to Ace Every Interview: Insider Tips from Hiring Managers
Interviews can be nerve-wracking, but they don’t have to be!
Whether you’re gearing up for your first interview or you’re a seasoned pro, there’s always room for improvement. Mastering the art of the interview can significantly increase your chances of landing the job you want.
Here’s how you can crush every interview with confidence and leave a lasting impression.
How Can I Break Into a New Career Field without Experience?
Tell me if this sounds familiar: You went to school, got the degree, landed your first job, and everything was great for a while. But now you feel… lost. Like the spark is gone, or maybe you’re meant for something else.
It’s completely NORMAL to feel like you want to make a shift in your career! That might mean:
Transitioning into a higher level of leadership
Making a lateral move to a similar position in a different field
Going back to school to get a different degree
Changing your entire career trajectory
Whether you’re pivoting because you want more fulfillment, flexibility, or just a fresh challenge, it’s entirely possible to start a new career, even without a lot of experience.
How to turn your passion into an income stream in 10 steps
Turning your passion into a profitable online income stream is more achievable than ever before. Whether you’re dreaming of leaving your 9-to-5 or just looking to add a side hustle, the internet offers limitless possibilities. Here’s a step-by-step guide to help you turn your passion into an online business.
Career to Consultant: How to Make the Transition in 10 Steps
Transitioning from a full-time career to consulting can be a game-changer, offering greater flexibility, control over your work, and the potential for increased income. However, making this shift requires careful planning and a strategic approach. Here are 10 steps to successfully transition from your career to a consulting business.
401(k), IRA, and Roth IRA: Understanding the Differences
When planning for your financial future, it's crucial to understand the different types of accounts available to you. Each account serves a different purpose, offers unique tax benefits, and plays a role in your overall investment strategy. In this post, we'll explore the differences between an IRA, Roth IRA, retirement accounts (like a 401(k)), and brokerage accounts, and when you might want to use each one.
Best Side Hustles: Get Paid to Participate in Online Research
In today’s digital age, your opinions are more valuable than ever. Companies and researchers are constantly seeking insights from real people to improve their products, services, and strategies. This has opened up an opportunity for individuals to get paid simply by participating in research interviews, surveys, and focus groups.
From $26K to Millionaire: Dr. Annie Cole’s Blueprint for Financial Freedom
In this episode of The Digital Executive, host Brian Thomas welcomes Dr. Annie Cole, a financial educator and expert money coach dedicated to helping women take charge of their finances. Founder of Money Essentials for Women and author of 101 Ways to Build Wealth in Your Thirties, Annie shares her incredible journey from a $26,000-a-year social worker to a self-made millionaire by her 30s.
Graduate Degree vs. Certificate: What's the Difference?
When it comes to advancing your career, you might be wondering if a graduate degree or a certificate can give you a leg up. Both options can provide valuable skills and open doors to new opportunities, but they come with different costs, time commitments, and career outcomes. So, how do you decide which one is the better choice for you? Let’s break down the differences and help you determine which option can best support your career growth.
Want to Retire Early? Here are Five Ways to Make it Happen
Most people grow up, get a job, get handed a retirement account, and meet with their retirement rep about once a year. And, they go to work wishing for an early retirement, but never actually knowing HOW to make it happen. Well, I'm here to tell you that early retirement is possible! You just need the right strategy to get you there.
10 Ways to Invest More on a Tight Budget
Looking for simple ways to cut expenses and put more money towards your investment accounts? Here are 10 easy tips you can take action on today.
Investing 101: What Am I Actually Investing In?
As someone who's new to the stock market, you might be seeing a lot of unusual terms thrown around - from stocks to ETFs, mutual funds, and bonds. What exactly are all of these things - and which ones should you invest in? Here's a breakdown of some of the most common investments available and their pros and cons.
Affiliate Marketing 101: What it is and How it Works
If you've been looking online for a new side hustle idea, you've probably come across something called 'Affiliate Marketing'. So what exactly is affiliate marketing, and is it a legitimate way to make money?
5 Business You Can Start for $0 in Start Up Costs
Starting a business can seem like a huge financial commitment, but the good news is there are plenty of businesses you can launch with little to no upfront investment! Whether you’re looking to earn extra income or build something full-time, here are five business ideas that anyone can start from scratch without spending a dime.
Work From Home Jobs that Require No Experience
Looking for a work from home job that's easy to transition into with no prior experience? We've got good news - there are lots of options available for you! Whether you're making a career pivot, you're a new graduate, or you're getting back into the career game after some time off, there are many job options that offer work-from-home schedules and no prior experience.
How to Make Money Online for Beginners
In today’s digital world, the opportunities to make money online are endless. Whether you're looking to start a side hustle or transition to a full-time online business, there are countless ways for women to tap into the digital economy and build a sustainable income stream.
Should I Pay Off My Student Loans Early?
If you're carrying student loan debt, you're not alone. As of 2024, Americans owe $1.74 trillion in outstanding student loan debt, with the average American owing around $38,000. When thinking about your own student loan debt, you might be asking yourself whether it's worth it to start aggressively paying it off. Before you start making extra payments, let's weigh the pros and cons of paying off your student loans early.